Upcoming Reviews

These next two weeks I’m testing out a few products, to see if they are truly cost effective and frugal.  You know me, to be frugal they must not only save me money, but be of good quality as well.  I’ve had a before and after hair and makeup session at Tanya’s Aveda Salon in Crestview Hills–can Aveda services really be frugal?; I’m trying out a new learn-from-home video for swimming laps; testing out Sabre Hummus to see if it tastes as good as my favorite, but pricier, Kroger deli brand; trying the Zune music pass service to see if I get more tunes at a lower cost, and testing the new Kodak Print and Prosper printer to see if the quality is as good as they say, at such a low printing price.

So watch this space as I begin to offer reviews of items that might just save you time and money–and make you feel good too!


Welcome WCPO visitors!

Hi everyone!  I apologize, but it seems that WCPO put up the wrong link.  This is a blog where I share retail deals and kind of ‘sound off’ on issues I’m thinking about.  My deals site is over at LittleMissKnowitAll.net.  Over there you’ll find links to all kinds of coupons, great deals (Like how to get $144 of groceries for only $13 this week!) and more!

Come on over!


Is Stockpiling Wise?

Recently, our church has been participating in a study of the book of Luke called RESET, along with 40 other churches in Cincinnati.  I’ve read Luke many times before, but this study has been very thought-provoking and has challenged me on many levels.

This morning I open Luke and dive into Chapter 12, which is a series of teachings and parables of Jesus against greed, laziness and hypocrisy.  A few verses in particular jump out at me:  Luke 12:13-34

The Parable of the Rich Fool

13 Someone in the crowd said to him, “Teacher, tell my brother to divide the inheritance with me.” 14 Jesus replied, “Man, who appointed me a judge or an arbiter between you?” 15 Then he said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.”

16 And he told them this parable: “The ground of a certain rich man yielded an abundant harvest. 17 He thought to himself, ‘What shall I do? I have no place to store my crops.’

18 “Then he said, ‘This is what I’ll do. I will tear down my barns and build bigger ones, and there I will store my surplus grain. 19 And I’ll say to myself, “You have plenty of grain laid up for many years. Take life easy; eat, drink and be merry.” ‘

20 “But God said to him, ‘You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?’

21 “This is how it will be with those who store up things for themselves but are not rich toward God.”

Do Not Worry

22 Then Jesus said to his disciples: “Therefore I tell you, do not worry about your life, what you will eat; or about your body, what you will wear. 23 Life is more than food, and the body more than clothes. 24 Consider the ravens: They do not sow or reap, they have no storeroom or barn; yet God feeds them. And how much more valuable you are than birds! 25 Who of you by worrying can add a single hour to your life [a]? 26 Since you cannot do this very little thing, why do you worry about the rest? 27 “Consider how the wild flowers grow. They do not labor or spin. Yet I tell you, not even Solomon in all his splendor was dressed like one of these. 28 If that is how God clothes the grass of the field, which is here today, and tomorrow is thrown into the fire, how much more will he clothe you—you of little faith! 29 And do not set your heart on what you will eat or drink; do not worry about it. 30 For the pagan world runs after all such things, and your Father knows that you need them. 31 But seek his kingdom, and these things will be given to you as well.

32 “Do not be afraid, little flock, for your Father has been pleased to give you the kingdom. 3334 For where your treasure is, there your heart will be also. Sell your possessions and give to the poor. Provide purses for yourselves that will not wear out, a treasure in heaven that will never fail, where no thief comes near and no moth destroys.

Now, to some, it would seem to tell us that storing up food for ourselves isn’t wise.  That we must take all we have and give it away, and never plan again for what we will have–God will just provide.

But that’s not at all what Jesus is saying.  What Jesus is saying is he doesn’t like hoarding.  Hoarding serves no purpose but to line our own pockets.  Hoarding is selfishness, greed and worry that there won’t be enough.

Stockpiling is something very different, if you follow the rules and ways I present on my site.  Stockpiling is a wise use of resources, a planning for the near future.  We are not concerned with gathering enough toilet paper to last our family for ten years.  No, we stockpile 6 months to a year at a time.  In Proverbs the bible points out that the ant stores up in summer for the winter.  That’s what Stockpiling is.  We are taking the provision God is giving, and storing it up.  At the same time, we are being considerate and thoughtful of others when we follow good stockpiling practices–we don’t clear shelves, we don’t take advantage of the stores (meaning we don’t overuse store coupons to the point where stores are losing large amounts of money) and we don’t do whatever we want no matter who it hurts.  We also collect out of stockpiles and give to others.  Most stockpilers I know don’t hoard their gains, like the rich man who was going to build bigger barns.  Instead, they are always giving out of their stockpiles to those in need.  When we give out of our stockpiles, we aren’t worried about if we’ll have enough–as we know that God will provide.  There’s always another deal, another coupon.

Frequently I hear moans and complaints about all the new couponers coming on board.  Many worry that their won’t be enough in their stores for them.  I can’t support that.  I understand that fear, but I can’t support hoarding the deals for the few.  Others worry that stores and manufacturers are cutting back on the ‘best’ coupons.   I smile when I hear that complaint.  Why?  Because I know I’m speaking with a coupon queen.  New couponers never complain that the deals aren’t good enough.  Intermediates rarely do either.  They’re so thrilled to find ANY deal!  No, when a person grows enough in their skills to begin complaining about the recent coupons and lack of deals, that tells me I’m speaking with a person who is ready to stand on their own two feet, ready to teach others, and is a person who has their own healthy stockpile.  Their ready to move on and lead others!

And that’s what Jesus is talking about in these parables.  I’m so proud of the Coupon Queens I know in this city.  I don’t know many Divas, there’s not a lot of hoarding going on.  In fact, most of the Coupon Queens I know are generous to a fault.  I know there are hundreds, if not thousands, of families in this area that have been touched by their incredible generosity!

Take, learn, grow.  Then give back!  Turn and teach others!


Balance–What is it, and How do I get it?

Balance is a word I’m hearing a lot of lately.  Everywhere I turn, someone is talking about finding ‘balance.’  From past experience, I’ve learned that God teaches me through repetition.  When I hear something like that repeated over and over again for weeks, I know He’s trying to get my attention.

But what exactly does having balance mean?  I’m hearing many mommy bloggers talk about finding balance between work and home life.  (Living in a virtual world with a laptop means that work is never far away–there are no standard office hours, and its easy for us to get lost in time!)  I’m hearing men talk about the balance between work and play.  I’m hearing pastors talk about the balance between doing things for God, and spending time with God.  At Blissdom we talked a lot about the balance between blogging for money, and serving your readers.  (None of us wants to sell our souls just to make a buck.  Have I mentioned how much I loved the integrity of the ladies at Blissdom?)  All around, balance is a hot topic.

With my ADD brain, its something I struggle with.  I love all the things I’m doing, but quite often something gets ditched by the side of the road in favor of something else that’s taking all my attention.  I’m often dismayed when I realize that the thing I left behind was something that mattered a great deal to me!

Here at the blogs you’ve been with me for a bit of a ride as I try to find that balance.  I didn’t start blogging to be on tv, or to have thousands of followers, or to make money.  I just wanted to write and share what I knew.  God had other plans, and has changed the blogs into something else.  Its easy to get excited and run around trying this and that–all good ideas, but not always great things in the end.  I’m trying to find the balance.

I want to teach more–really open up and help as many people learn as I can.  Hence the Blog Radio show and some of the other new features.  I love having this space now just to share random thoughts and ideas floating around in my head about the frugal life.  Yet I don’t want to abandon the deals either.  I’m trying to find the balance.  For now the plan is to try grocery and drugstore deals at Littlemissknowitall.net, retail and online deals here.

What areas are you struggling to find balance in?
Technorati Profile


Paying for Toilet Paper?

I was sitting in church today, listening to a guest speaker teach the weekly lesson.  He was talking about bringing your faith into the workplace, and mentioned that he used to work for the largest manufacturer of toilet paper.  He was telling the story of how said manufacturer had found that their product wasn’t selling well, since most people weren’t willing to pay more than .99 for a four pack of the product.  (this was in the days before double rolls and multipacks.)  He was offered a job that would give him a promotion, but he’d have to work with the factory to find a way to remove 30 sheets from a roll, but make it feel as big, so that they could reduce costs to keep profit margins high at the .99 price.  He talked about how it made him feel, and how he was struggling to turn down the promotion to keep his ethics in tact.  There was nothing illegal or immoral about it–companies do it ALL THE TIME–but it didn’t feel right to him.

Yet, all I could think was….

Pay for toilet paper?!?  That’s just CRAZY TALK!!!!”

I think I’m a little too far into the coupon world….  <grin>


2008 in Review


customisable counter


I sit here trying to type something up to describe this year.  And I just can’t.  Its impossible.  If someone had told me a year ago that I’d be LittleMissKnowitAll;  that I’d have been on tv dozens of times and have thousands of people a day on my blog; that I’d be teaching classes and doing what I love–I’d have told them they were dreaming!

Who’d have thought that I’d start 2008 as a simple stay at home mom, and end it this way?  That a simple newspaper article would turn into radio and tv appearances around the country?  What a wonderful, crazy, wild and beautiful year its been!  God has richly blessed us this year.  He’s made so much clear to us about His plan for our lives.  Beyond the success of this blog, our son who has Asperger’s has made great strides–strides we’ve waited years to see–and so its been a GREAT year!

Before I begin recapping some of my favorite coupon deals of the year, I wanted to say a huge thanks to all of you for all of your help, your support and your faith in me!  Hearing your stories really spurs me on.  I love hearing about your successes!  I pray that for each and every one of you that 2009 will be a miraculous year.  I bless each one of you in the name of Jesus, and pray God’s blessings and bountiful harvest upon your life!

Okay,  on to the deals.  Who could forget…

  • $2.25 off Electrasol?  (Just wait, a $2.50 is rumored to be coming this weekend!)
  • Free Cottonelle!!
  • All the free Pantene early in the year–$2/1 bottle MQ and a $3/3 TQ plus a sale and a $5 gift card=lots of Pantene in my house!
  • Free Aveeno lotions.  Coupons plus trial sizes added up to free $5 Target gift cards.  I turned around and used all of them to buy the laptop I blog from every day!
  • .25 General Mills cereals–I’m still eating through my supply of Honey Nut Cheerios!
  • Wait, who could forget all the free Honey Bunches of Oats this year!?!
  • I’m still eating on the Kraft cheese sale from early February or March–.33 a package after a printable coupon!
  • I could never forget my favorite deal–free vitamin water with a $10 bonus overage on other groceries at Kroger during November!
  • Free Makeup–I’m loving all the free makeup I’ve gotten from Everyday Minerals! (in the sidebar for newcomers)
  • I remember a CoverGirl deal at Wags, in the spring, where you were basically paid to buy their products!  I remember buying eye shadow and blush and getting $20 RR back, for about $6 out of pocket!
  • I won’t forget all the free mascara and lipstick either!  This is the year I discovered the long wear lipsticks–and who wouldn’t love that when they’re free?
  • Glade had some pretty good deals this year.  I’ve got enough Lavendar and Vanilla air fresheners to last a year–and the $4 catalinas to match!
  • There was free bandaids at Target; free Advil, Tylenol, Excedrin and Motrin at Target, CVS, Meijer and Kroger; free Colgate and Crest at Meijer and Kroger (CVS and Wags too); free Powerade–oh yes, free Powerade!

I know there are deals I’m missing…but every week something is free–its a never ending list!

What’s your favorites?


Dieting on a Dime Giveaway!

Update:  We have a winner!  Comment #20 was randomly chosen, which means that Maureen is our winner!  Maureen, you should have an email waiting for you!

—————————————————-

To help everyone joining me on this Dieting on a Dime challenge, I have a giveaway!

Tosca Reno, wanting to encourage everyone from LMKIA’s site to begin eating healthier, has donated a copy of her Eat-Clean Diet Cookbook for one lucky reader of this blog!  Eat Clean is a national bestseller and teaches you how to eat and cook foods that are ‘clean’–otherwise, foods that are unprocessed and healthy!

I’m a big fan of her books.  This is the plan I’ll be following–eating six small meals each day, and eating foods that are natural and unprocessed.  I call them “Food that remembers where it comes from.”

To win a copy, leave a comment below.  Or, for extra chances, post a link to this blog post on a blog or message board.  Or, register for my RSS feed or subscribe to the blog updates via email(sign up in the right hand column.)  Leave one comment for each entry you’re eligible for.  Since this is cross posted at LittleMissKnowitAll.net, you can get extra entries for signing up for the feeds from each site!  So that’s a total of five chances per person!  Contest closes tomorrow, New Years Day, at 3 pm!


Macy’s Alert

Did you shop at Macy’s on the Saturday before Christmas (Dec 20th)?  If you did, check your debit card carefully!  Macy’s has issued an announcement that a glitch in their system caused many cards that day to be double-billed.  This resulted in overdrafts for many customers!

For more information, call Macy’s at 513-573-2433.



Kroger Sale 12/29-1/04

Here’s our first breakdown for Kroger from our new coupon matchup queen…Becky from Nickels-N-Dimes!  She does an amazing job….some great deals here!  Thanks Becky!

UPATED – EXTENSIVE P&G (KROGER) LIST!

This event will net you

$5-$10 worth of free groceries

AND

a $120.00 coupon booklet (MIR)!


** Make sure to pull out your rebate form for $120.00 coupon booklet WYB $50 in P&G products. Printable form and more details HERE.

** Offer ends January 31, 2009 and must be postmarked by February 14, 2009.

** You can get up to 2 $5 rewards per transaction.

** Remember, your ESaver Qs expire on the 31st and I am not sure if they will put out new ones immediately, so you may want to take advantage Monday-Wednesday for the best (for sure) savings.

** The $5.00 reward is NOT given on the P&G items, but on the other items in your transaction. Make sure you get your $5.00 or $10.00 worth of free items and make very sure you calculate everything correctly as you go.

It is VERY EASY to mess up and miss the reward by just a few cents or dollars. If you do, CS is always willing to help you fix the issue.

Cascade – $3.99
-$0.50 EQ
-$0.50 MQ (in tomorrow’s insert)
-$0.50 doubled to $1.00
=$2.49

Dawn or Dawn Simple Pleasures – $2.50
-$0.50 MQ
-$0.50 doubled to $1.00
=$1.50

Downy – $5.99
-$0.25 EQ
-$1.00 MQ
=$4.74

Bounce – $5.99
-$0.25 EQ
-$0.25 MQ
-$0.25 doubled
=$5.24

Puffs tissues – $1.79
Free WYB 2 Vicks products
SEE VICKS BELOW FOR DETAILS!

Pantene – $3.29
– BOGO EQ
-$3.00 / 2
=$0.29 ($0.14 ea!)

Crest – $2.50
-$1.00 EQ
-$1.00 MQ
=$0.50

Tide – $10.99
-$0.50 EQ
-$1.00 MQ
=$9.49

Cheer – $10.99
-$0.35 MQ
-$0.35 doubled
=$10.29

Folgers – $5.48
-$0.50 EQ
-$1.00 MQ (found on seal cap of product)
=$3.99
or
-$0.25 MQ
-$0.25 doubled
=$4.48

Covergirl – 25% off
-BOGO EQ (Masacara)
-BOGO MQ (buy foundation, get face product free)

Charmin – $6.99
-$0.25 EQ
-$0.25 MQ
-$0.25 doubled
=$6.24

Iams – $19.99
-$3.00 EQ
-$3.00 MQ
=$13.99

Mr. Clean wipes – $4.49
-$0.50 EQ
-$1.00 / 2 MQ

Swiffer Duster – $4.49
Lots of various MQ

Bounty – $7.99
-$0.25 EQ
-$0.25 MQ
-$0.25 doubled
=$7.24

Nice n’ Easy Hair color – $5.99
-$2.00 MQ
=$3.99

Olay Daily Facials cleanser – $5.99
-$1.00 MQ
=$4.99

Duracell – $5.99
-$0.50 EQ
-$0.75 MQ
-$0.25 doubled to $1
=$4.49

Always Pads, Liners – $6.00
-$0.50 EQ
-$0.50 MQ
-$0.50 MQ doubled to $1
=$4.50

Always Infinity – $?
-$1.00 MQ
-$1.00 EQ

Tampax (excludes Pearl) – $6.00
-$0.50 EQ
-$0.50 MQ
-$0.50 MQ doubled to $1
=$4.50

Tampax Pearl – $7.50
-$0.50 EQ (same EQ as above)
-$0.50
-$0.50 doubled
=$6.00

Prilosec – $18.99
-$5.00 EQ
-$1.00 MQ
=$12.99

Gillette Disposables – $6.00
-$3.00 EQ (Mach 3, Sensor 3, Custom Plus 3)
=$3.00

Luvs – $10.00

Oral B toothbrush – $2.79-$5.19
-$0.75 EQ
-$1.00 MQ
=$1.04 to $3.44

Secret deodorant – $4.49
-$0.50 EQ (Flawless)
-$0.25 MQ
-$0.25 doubled
=$3.49

Vicks – Formula 44 ($5.99) , VapoRub ($3.99), NyQuil/DayQuil ($5.79)
-$1.00 EQ
-$0.55 MQ 1 for each item
(Formula 44, Early Defense, VapoRub, Sinex, Inhaler, VapoSteam, Cough Drops)
-$0.45 doubled to $1.00
OR
-$1.00 EQ
-$1.50 NyQuil or DayQuil (use 2)
and
FREE Puffs Tissues with purchase of any 2 Vicks products
(the Puffs work as a part of the P&G deal!)

Gillette Venus or Daisy disposables
-$3.00 EQ

Herbal Essences – $3.00
-$2.00 / 2 EQ
-$1.00 MQ (use one for each item)
=$2.00 WYB 2 ($1.00 ea)

Olay Body Wash – $3.33, $3.99, $5.99
-BOGO EQ
-$1.00 MQ (use one for each item)
=$1.33, 2.99, 3.99 WYB 2

Olay Regenerist or Total Effects Moisturizer or facial wash – Prices vary
-$1.00 EQ
-$5.00 MQ
-$15.00 MIR gift card HERE (you will need to ask for a second receipt for this as one receipt will be needed for P&G, the other for Olay)
= varies

Pampers Wipes – large – $6.00
-$0.25 EQ
-$0.50 MQ
-$0.50 doubled to $1
=$4.75

Pampers – large box – $19.99
-$1.50 EQ
-$1.00 MQ
=$17.49

Fixadent – $4.99
-$1.50 EQ
-$0.75MQ
-$0.25 doubled to $1
=$2.49

Natural Instincts Hair Color – $8.99
Amber Sugar is the only color included in this promotion
-$2.00 EQ
-$2.00 MQ
*(There are some colors on closeout for $4.49 = $0.49)

Crest Whitestrips – (Classic included in promotion) $19.99
-$5.00 EQ – not valid on Classic
-$5.00 MQ

Duracell charger – $14.99-$19.99

Glide Floss – $2.99 – $3.99
-$1.00 MQ
=$1.99-2.99

Aussie – $3.00
-$2.00 / MQ
=$4.00 WYB 2

Red Zone body wash – $3.33
-$1.00 MQ
=$2.33

Old Spice Deodorant – $2.50
-$1.00 / 2 MQ
=$4.00 WYB 2

Scope mouth wash – $4.69
-$1.00
=$3.69

Zest bar soap – $2.39

Olay Quench lotion – $5.69 – $6.99
-$2.00 MQ
=$3.69 – $4.99

Fusion Razor – $8.99 – $9.99
-$4.00 MQ
=$4.99 – $5.99

****

UNSURE IF THESE ITEMS ARE INCLUDED:

Underjams
-$1.50 EQ

Swiffer Dust and Shine Spray
-$1.50 EQ

Pringles
-$0.25 EQ
-$1.00 MQ

PUR Pitcher or Faucet Mount
-$5.00 EQ
-$5.00 MQ

*****

NOT A PART OF THIS PROMOTION:

Head and Shoulders
-$3.00 EQ (buy shampoo, get $3.00 off conditioner)
-$1.00 MQ (use one for each item)

Frebreze Noticables
-$5.00 EQ
-$2.00 MQ


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